Ferrari and two new investing platforms

I made a new purchases, bought few Ferrari stocks (Ferrari NV NYSE: RACE) and few higher risk monthly dividend paying REITs on Degiro, but unfortunately with the car I still have to wait, but it is fun to think that owning a little piece of this legendary company will help me getting their creation eventually as well.

I also continued to invest as I always do; as much as I can and as soon as I can. You might find interesting to look deeper how my money is in the investments and the growth, but it is a decision now not to publish monthly figures.

Reason is very simple; below 100k the compound interest effects are not very interesting, so wait for it. I´ll promise to give more detailed information when there's something interesting to look and follow.

I resumed with my monthly invests in small amounts to Seligson&Co funds and the P2P platforms that I already had; (Grupeer, Robocash, Fast Invest, PeerBerry, Monethera,  Crowdestor and Mintos.) ,but I also started with two new P2P investing platforms; Estonian IUVO and Latvian Viventor to increase the spreading.

Ferrari 458 Italia

Spending and saving

For some reason it seems to be more acceptable to talk about spending the money than saving it, even if you spend before you really have it.
Yes, I mean using credit, which isn’t usually very wise thing to do.
I say usually cause there are exceptions,
like if you use the credit to make you even more money.

Of course it is nice to talk about things we have bought, but I think it would be even more nicer to think what we can get later, if we just continue to invest and grow our capital. Spend now and lose an annual rate for that money. Buy an Skoda now or buy an Lamborghini later...

I also do have some materialistic things that I want to have, expensive things at least for most of us and don't feel any shame of wanting them; Ferrari 458 and an Rolex, a house from far away sunny country for a start.
Things which I really don't need, but want them anyway.
And when having enough money to afford these things, I can make an decision of the purchase if I like to.
Freedom of choices that money brings.

So why saving and investing seems so hard for some of us to talk about?
Money, dividends and investing are not bad things. And anyone saying something else in their sneakers made by a big listed company should think about their sayings.

In a nut shell: Investments are mandatory for the listed companies and as an investor, I would like to have something back. And when talking about the money, isn´t that what are used to pay educations, child care or groceries etc?

I don’t feel any shame for being me,
I didn’t when I was poor and I certainly will not when I will be rich!

Life goals, bucket list, motivation and happiness

I wrote earlier that I believe that money doesn't make anyone happy, and I also believe that you need some. So why I spend so much time thinking and reading, studying everything investments related?

The simple answer would be, cause I want to. I really enjoy doing that. I call it a hobby and until I live by buying and selling stocks or dividends payed, it will be a hobby. A hobby that will most likely change the way I live in some point and It has changed the way I think already.

I do have dreams, and I´ll make some of them reality in some day. Some of them are meant to be just dreams, nothing more. We do need dreams to motivate and push ourselves forward time to time. Sometimes I close my eyes and dream about a sunny beach and a perfect wave, some small idyllic flat that would be my escape from the northern cold and dark winters we have here in Finland. And I know I´ll have that some day, even now I think I could get it, but not the way I want it.

Remember, I do believe that having a money to buy something doesn't mean that you can really afford it. So it is a dream to become true later. These dreams are important for me, they are something that keeps me going, trying, studying and investing. That's a basis of my motivation in life. Dreams.

Being happy and having a good time, enjoying life, that's the goal. I think I must rethink my actual bucket list for a while. Add some materialistic things as well as feelings and experiences to it. Now it´s limited to a Rolex, Ferrari and a summer place from abroad, oh and Iceland. I want to experience Iceland.  And any or even all of those things doesn't make me happy, I know that. Except the Iceland of course. :)

You get a new car and feel good about it for few weeks and then it´s just another car, you get used to it. That is the way our mind works. And it´s same with all the materialistic things.

So what I am trying to say here is that we do need to have dreams, the materialistic also, but we also need to understand what things are really important in life; like health, family and friends. Dreams, and bucket lists change and they should, as we change also and the world around us. I would like to hear from your dreams, bucket lists and what pushes you forward, if you're willing to share them..

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