2020.

It ´s a new year but at least my goals are pretty much the same. Made few promises to myself, but kept everything simple. So my goals for the year twenty, twenty is that I will resume my investing no matter what are the circumstances. Try to get at least one new MSI and keep positive. That is very important, with negative thinking all you get is negative results.

There is also this one number; 100k.
I will have 100k investment assets in year 2020.
Not on paper, but in the real investments, on assets. Many ppl would already count my assets more than that, but they do it wrong. After all, I don't want to fool me!

I have helped many ppl to start investing, and I am going to keep on doing that.
After all, everyone have to want to change. All I can do is to help them to change.

What I have noticed most of them struggle with the same beliefs. They think and concentrate on things like; I've born poor, or I am not educated enough, the government this and that and so on... And it is natural, but stupid. So stop right there!

Nothing in the past doesn't have determinate our future. What happened, happened. It is what you do about it. No one else limiting thinking doesn't have to become our reality. Government is what it is, not much we can do about it, but there is something we can do and that is the way we act and do, if I only had more time, you have all the same time time that everyone else. There is a 24h on everyone's day, no more, no less. So please, stop limiting yourself right now!

You can change whenever you want to and by changing,
everything will change to you.

Without change you will get what you always had. Next five years will be pretty much the same as the last five. Change what doesn't work and keep doing what works.
Work on your goals and dreams and make a plan or work for the someone else´s dream like so many of us do from pay check to pay check through their lives.
Happy year 2020 to you!


"The only free cheese is on the mouse trap"

Ferrari and two new investing platforms

I made a new purchases, bought few Ferrari stocks (Ferrari NV NYSE: RACE) and few higher risk monthly dividend paying REITs on Degiro, but unfortunately with the car I still have to wait, but it is fun to think that owning a little piece of this legendary company will help me getting their creation eventually as well.

I also continued to invest as I always do; as much as I can and as soon as I can. You might find interesting to look deeper how my money is in the investments and the growth, but it is a decision now not to publish monthly figures.

Reason is very simple; below 100k the compound interest effects are not very interesting, so wait for it. I´ll promise to give more detailed information when there's something interesting to look and follow.

I resumed with my monthly invests in small amounts to Seligson&Co funds and the P2P platforms that I already had; (Grupeer, Robocash, Fast Invest, PeerBerry, Monethera,  Crowdestor and Mintos.) ,but I also started with two new P2P investing platforms; Estonian IUVO and Latvian Viventor to increase the spreading.

Ferrari 458 Italia

50k, just getting started

The first 50k took me around three years to get, which I think was really good achievement since my incomes was this and that along the way.

I did some studies, some work, but one thing that didn't change was my passion to save and invest.

I am not expecting to double my money in coming three years.
Situation with the stock markets are turbulent and I had made many changes to survive in the current situation. I constantly keep on working towards my first goal, which is the 100k.
I could also think that I have passed half way there; which is true, but it ´s only half of the first goal to a way bigger achievement.

So this just getting started. So how it feels to have that 50k invested, to tell the truth to someone who doesn't know; -nothing special. It doesn't change everyday living in any way.
Everything is in investments so all I see is numbers and digits if I want to look at it.

I still have months that I am thinking that I don't have any money, I still purchase everything I can for reduced price or cheaper as second hand.
I don't know exactly how much I have today or tomorrow, something between 50k to 60k. Depending if stocks go up or down, more than that I am interested how it will be in longer run.

So was it worth all the trouble? Absolutely! It gives a bit of a peace of mind knowing that I have something saved and it´s a start for the bigger moneys. It has also been very educating to learn about how money works and
everything around it.